Cash flow

See every dollar, from income to line item

PennyPal Cash Flow is an interactive Sankey diagram that visualizes how every dollar of income flows into budget categories, fixed bills, and individual line items.

Your month, clearly

Monthly income

$9,500On track

Expenses

$6,250

Saved

$3,250

See it, don't guess it

See where every penny
goes..

Monthly Income$9,500Total Expenses$6,250Savings & Investments$3,250Home$3,400Food & Dining$1,200Auto$850Education$800Mortgage$2,800Property Taxes$350HOA Fees$250Groceries$700Restaurants$400Fast Food$100Auto Payment$625Gas$100Parking$75Insurance$50Tuition Fees$800

A calmer way forward

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Connect your accounts and PennyPal draws your cash flow for you — no spreadsheets required.

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Four levels of clarity
1Income
2Spending buckets
3Categories
4Line items