Pricing that grows with you
Choose a plan that fits your financial journey. Upgrade, downgrade, or cancel anytime.
Simple, transparent pricing
Choose the perfect plan for your needs. Always flexible, cancel anytime.
Pal Starter
Perfect for getting started with personal budgeting.
$60/year
Equivalent to $5.00/mo
- Up to 3 bank accounts
- Basic categorization
- Monthly reports
- Mobile app access
Most Popular
Pal Pro
Everything you need to master your financial life.
$95/year
Equivalent to $7.92/mo
- Unlimited bank accounts
- AI-powered insights
- Custom categories & tags
- Investment tracking
- Priority support
- Data export
Take control of your money — confidently
PennyPal helps you build better financial habits with clarity, calm, and confidence — no spreadsheets required.
No credit card required · Your data stays private