PennyPal
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PennyPal is available on iPhone, Android, and the web.
the brag-worthy part
Animated cash flow — Sankey diagrams show income flowing through every bucket, category, and line item.
AI-powered insights — Pal AI finds savings opportunities and flags forgotten subscriptions automatically.
Bank sync — Connects to 12,000+ banks. Read-only — we can see, never touch your money.
Goal tracking — Set goals, watch progress live, get nudges when you're ahead or behind.
Zero-based budgeting
Plan every penny before you spend it.
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your money story starts here
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Choose where you’d like to continue. We’ll send you to the right place for your device.
PennyPal is available on iPhone, Android, and the web.